White label payment gateway price. Stripe will deliver a digital copy to your connected accounts for free. White label payment gateway price

 
 Stripe will deliver a digital copy to your connected accounts for freeWhite label payment gateway price Read on to know more about a regular payment gateway, how a white label payment gateway is different and what main advantages it can offer you

White Label and Credit Card Processor – White label credit cards are a sort of credit card gave by a distant cash related establishment yet are separate with the logo of a particular retailer or business. Monthly Subscription. Read on to know more about a regular payment gateway, how a white label payment gateway is different and what main advantages it can offer you. Delivery Area. Personal cryptocurrency tailored to your needs. Our goal is to give our clients more. This flexibility allows businesses to adapt to their customers’ preferences. The price of a white-label payment solution starts from $40 000 and you also get customer support as well as the assistance of competent vendor specialists. are helping to accelerate adoption as they remove the perceived issue price. Boost revenue per customer with optimized customer experiences. Great experience and constant participation: the user takes control of the gateway. It's free to sign up and bid on jobs. Designed to enable a wide range of modern payment solutions, the DECTA API offers precise control and full ownership of your white label card program. A white-label payment gateway is an appealing option for PSPs, mainly due to many integrated banks and payment providers, including Credit and Debit Cards and Alternative Payment Methods (APMs), Cryptocurrencies, etc. 10 USDT. Branded payment page. 30 per transaction. 10. Full commerce. An online payment service provider (PSP) is an intermediary between customers, businesses, e-payment gateways, acquiring banks, and issuing banks. One common pricing strategy for white label payment gateways is per-transaction. The ultimate payment gateway allows merchants to raise online conversion rates and accept 250+ payment methods globally. 99 per 1099 mailed. Let’s Discuss What Payment Gateways Do: Before we move towards the payment gateways for white label merchant services, let’s talk about the regular ones to ensure everyone reading this is on. Find the highest rated White Label Payment Gateways in South America pricing, reviews, free demos, trials, and more. PaySimple. The gateway is PCI DSS Level 1 certified, which is the highest level of certification for card payment systems. A white label crypto payment gateway is a customizable payment solution for entrepreneurs. 500 EUR while a fee per connector is 50 EUR/month. 99 per 1099 e-filed with IRS $1. Payneteasy's gateway is a fully brandable, white-label solution. The term "white label" refers to the fact that the payment gateway is. 100% PCI Level 1 solution Pre-built KYC Pricing Information Below are the total costs for these different subscription durations. On average, the cost of a white-label online casino from a reputable casino platform provider can range from $10,000 to $40,000. You can own the end-to-end ready-to-use, PCI DSS gateway without unnecessary development costs or labor. PSPs offer online payment. Our powerful White Label online casino software built with a focus on security and stability. Here are some of its main differences from open source payment gateway: Zero development. DECTA is a global payment processing company offering a wide range of B2B payment services. A sponsor bank – the one to connect you with card brands. This way, SaaS companies and. By using this premium bitpay clone script, you can launch a perfect crypto payment platform similar to BitPay in a hassle-free manner. Monthly Subscription. Cryptocurrency payment gateways can integrate with e-commerce platforms, point-of-sale systems, shopping cart. November 11, 2023 September 4, 2023 by frke4. Apart from being cost-efficient, white label payment gateways help businesses to decrease the time to market and start offering services to their merchants right away after a single integration with the white label solution provider. Show your numbers and. Plug-and-Play Plugins For eCommerce Stores. Merchants must deposit into a single Chase bank account to be eligible. It's free to sign up and bid on jobs. July 25, 2023 5 Easy Steps to Launch a Successful Ecommerce Business in UAE. Find the highest rated White Label Payment Gateways in China pricing, reviews, free demos, trials, and more. Cashfree’s white label payment gateway solution goes further and enables businesses to build payment flows that match the look and feel of your website and brand, providing a seamless payments experience that delights customers. With the largest payment suite in the industry,. Get started. 550 EUR) to the ones required for your own payment gateway that easily run up to 12. A match made in heaven. The payment processor is the processing of all payments passing through your system. With crypto becoming a mainstream mode of payment, having a digital asset compatible payment processor is just the impetus your business needs. Indeed, some prefer to focus on online payment gateway fees comparison. In the simplest of terms, cryptocurrencies are a form of payment that can be exchanged online for goods and services. Top 7 Payment Gateways in UAE. Request. White label payment gateway is a ready-made solution that allows businesses or brands to start processing payments under their own brand using the third-party technical infrastructure. 0 support. Basically, a white-label solution is a product/ service developed according to the given specifications by the third party to sell to others. Personal Manager. Payneteasy. Lower cost. Compare costs It only takes a minute. Advanced settlement and batch management tools allow you to track all the transaction details and statuses. Updated: 3/21/2023. In our merchant portal, you can track all transactions. From a full end-to-end White Label Payment Gateway to modular solutions, covering all your payment requirements in the forever changing payment processing landscape. Home. 100% Private branded web portal with inbuilt Travel APIs or with the supplier of your choice. Akurateco's Payment Orchestration Platform is a brandable, white-label solution allowing users to own the end-to-end ready-to-use PCI DSS gateway. This gives you the information you need to make informed decisions. White label payment gateway solution implementation process is described. White Label Crypto Payment Gateway. Hosted Payment Gateways Uses. The integration of such an element as a payment gateway, making it a part of the infrastructure, can also solve this problem. A payment processor – to process all the. Fraud Management. Gaming content. It is done for another company to put their label. Customers need to scan the code using their crypto wallet on mobile devices. Price for each transaction exceeding the plan . 9. with registered address Masarykova 409/26, Brno-mesto, 602 00 Brno, Czech Republic with registration number 08105103The technology to set up a white-label payment gateway is free. Fraud protection, high-end invoicing systems, data analysis, management tools, and white-label payment gateways are. It's free to sign up and bid on jobs. Cardstream offers white-label payment gateway solutions to software companies, acquirers and payment services providers. A white label payment gateway is a service that allows you to accept credit cards and other forms of electronic payments. Payment processing services are available in many forms today, but perhaps none so unique as white label payment gateways. It is a middleman between a customer, merchant, payment gateway, acquiring and issuing banks. 90 per. By embracing this solution, e-commerce entrepreneurs can. Flavors of White-label Payment Gateway; White Label Payment Gateway and Why Businesses Implement It; Paradigms. AltPayNet specializes in white-label payment gateway solutions, SaaS payments, operational consulting, risk management, and. A white label custom gateway is the best option for those who don’t want to lose time on legal, development, and operational tasks. There are many different kinds of white label payment gateways, each. Our payment gateway services are cost-effective and cover a wide range of payment acceptanrobust technology platform. BitPay clone script is the pre-fabricated crypto payment gateway clone script. Launch A PSP With Zero Development Cost. Stripe’s white-label service can be more complex, but also provides more flexibility and customer support. White labelling the payment gateway effectively allows for the best possible solution at the best possible price which would be very difficult to achieve with a ‘hit and trial’ method of in-house development. Network · TRON (TRC-20). Magnius is specializing in payment services for large merchants and PSPs. Let’s discuss how we can help your business achieve rapid growth. While some providers often provide cheaper alternatives, they take a revenue share percentage as a. ) and even customize what services or features are available to customers. It’s a clever method of claiming a service without starting from scratch. Avoid redirects to third-party site to complete the purchase. AUTHOR: SAYYED NUZAT DATE: 04-09-2023. Place your logo on payment page and customize its appearance freely. With a payment gateway white label solution, customers can create their own merchant and user accounts and set up the individual payment methods for each merchant. The payment gateway processes the transaction once the customer confirms the payment. Multi-provider solution. Founded in 2008, we started by developing payment APIs that help you build your payments infrastructure. What’s a White Label Payment Gateway? With the help of a white label payment gateway, you can get similar features and functions and perform the same duties as a payment gateway provider. A white label payment gateway is a payment processing service that allows businesses to accept online payments from customers using various payment methods such as credit and debit cards, digital wallets, and mobile payments. Price for each transaction exceeding the plan . A white-label gateway is a gateway system that allows entrepreneurs or brands to process online payments using their brand name while using third-party services. However, there are many distinctions and benefit with the white label service. We also provide on-demand integration services with unlimited providers and have ready-made integration. White label payment gateways offer various pricing models to cater to diverse business needs. It includes all the functions and advanced features of bitpay with added customizations. The advantages of selecting a white-label payment. Cost effective and quick to deploy, our white label payment. Skype: Anastasiia Brener. While some providers often provide cheaper alternatives, they take a revenue share percentage as a commission. The $30 monthly fee for Level 3 processing will be quickly recouped with Level 3 interchange savings. This model allows companies to offer seamless, secure, customized payment solutions without developing the technology from the beginning, which can be costly, time-consuming, and fraught with. White label payment gateway gets you online with a scalable technical infrastructure that we enhance and maintain for you. Over 150+ payment modes with both domestic and international payment options. The article covers the key phases and aspects of the process ️ Learn more about it! The wisdom of payments processing. But unlike in-house-development, white label payment processing doesn. The term “white” in white label payment gateway refers to a product that essentially belongs to another company that has a white label tag – which means it does not have any brand or trademark on it. 1. E-Wallet Apps to Scale Ambitions. We help you to process payments with tons of payment connectors. *. Stay ahead of the curve with MontyPay’s payment gateway, a fully brandable, white-label solution. A white-label payment gateway with Business Globalizer is a great solution for businesses that want to outsource their payment processing. We would like to show you a description here but the site won’t allow us. The PayXpert white label gateway is a white label one-stop service that connects all payments to commerce. Interchange ++ rate always gives you the best possible price over blended rate. In the manufacturing industry, the concept of ‘product’ once meant that all the processes would take place under a single company’s banner. Find the highest rated White Label Payment Gateways in the Middle East pricing, reviews, free demos, trials, and more. Allow customers to view prices and pay in their currency while settling your balance in the currency of your choice. A single interface for managing a portfolio of cryptocurrencies. The white label payment gateway protects you and your clients from chargebacks. With no iFrames or redirects, and a 99. 7 White-Label Payment Gateway Platforms to Watch in 2023. Beanstream enabled businesses of every size to receive and make payments online, in-store, and in-app since early 2000. UniPay White Label Payment Gateway enables you to: Offer your own payment services. A white-label payment gateway allows you the. Bitcoin Payment Processor - Accept Bitcoin, Bitcoin Cash, Litecoin, Dogecoin, Dash, etc Payments on your website today for user premium membership, file downloads or selling your products! It is Easy! White Label Bitcoin Payment Boxes with your own logo!So, your actual savings will amount to 1%. Starting Price: €3. 4 major partners of a white label payment gateway provider. Payment Solutions. No need to handle the issues, related to payment security, integrations, certifications, and maintenance. net is a payment gateway provider offered by Visa that allows for the acceptance of credit card and other electronic payment options. Triggering Change the way the. 0%, compared to the 2. . In this article, we will look at white-label payment gateway cost and why is it worth starting a PSP business with this type of software. White Label Payment Gateway. Standard features plus: Creation of a hosted payment page in your design once per year. Search for jobs related to White label payment gateway prices or hire on the world's largest freelancing marketplace with 23m+ jobs. White Label Payment Gateway Price . Our integrated software offers a seamless customer experience by using direct integration, hosted forms, developer-friendly API. A white-label payment gateway is a payment solution that you can use to process payments on your website, in apps, and in other digital channels. Credit Card Processing without a Merchant Account;. The number and type of payment integrations vary from one payment provider to another. The pricing is a significant consideration while selecting the ideal gateway. 5. By searching, you may choose the wrong account. A crypto payment gateway helps move your business to the next level by accepting payments from the population who are interested in crypto. It will seamlessly support your brand’s logos, fonts, and colors, and no customer is any wiser as to who built the tech. White label clients such as payment service providers, ISOs, acquirers, merchants of record etc. Bitcoin Payment Gateway. We provide end to end solutions across an expanding global network. Companies in over 40 countries can build payment experiences and scale them across the world. PAYMENTZ provides a tailored payment solution at a very simple and competitive price. This. “White” here refers to a product manufactured by another company with a white-label tag with no brand name or trademark on it. Some exclusive decentralized payment gateways take things further by providing live price charts and. White-label payment gateway: Pros. Get access to deeply-discounted interchange rates to keep your payment processing costs as low as possible. A commercial bank that helps you finance merchants. Usage. A white-label payment gateway allows businesses to offer payment processing services to their customers without building the payment infrastructure themselves. Now, let’s take a moment to compare these prices (1. Find the top Web-Based White Label Payment Gateways in 2023 for your company. com; 1-800-324-5578; 1-888-777-5682 ; Home; Case Request; Services; Why Hire us; Contact; Client Portal; CoverageWhite label is a business model that implies purchasing an unbranded solution from a provider who created it, customising it to your brand, and selling it as your product. Cardstream offers white-label payment gateway solutions to software companies, acquirers and payment services providers. What’s a White Label Payment Gateway? With the help of a white label payment gateway, you can get similar features and functions and perform the same duties as a payment gateway provider. Some of the anti-fraud were very specific. A white label crypto payment gateway is a customizable payment solution for entrepreneurs. A white-label payment gateway is basically a customizable payment gateway that allows you to place your brand’s logo and image on the payment gateway page. Being among the best white-label payment gateways, Akurateco's software integrates with over 270 banks and payment methods. We offer a built-in 3-D secure support module, the official VISA and Mastercard protocol for card holder authentication. All Processors. MENU MENU. Plus, you will have to pay for servers and gateway product maintenance. Payoneer. This process had a lot of advantages as it reduced the manufacturing cost and reliance on others. You will receive a white label payment gateway with a complete card-present solution, including SoftPOS and remote key loading mechanisms. UK Company Formation with Legal Business PayPal, Wise & Stripe Start From $129. Customers need to scan the code using their crypto wallet on mobile devices. Authorize. Compare the best White Label Payment Gateways in the Middle East of 2023 for your business. To open a merchant account in 2020, you need to provide the following documents: Certificate of Incorporation; Certificate of incumbency; Local documents as per company jurisdiction which displays company directors and owners; Utility bill/Bank statement/Rental agreement under corporate names proving company location;A white label solution for your transaction processing allows you to focus on building the other elements of your business, rather than having to invest heavily in software development, PCI DSS certification, data security, and the other associated costs of developing your own system. Telr. Search for jobs related to White label payment gateway or hire on the world's largest freelancing marketplace with 22m+ jobs. As global payment technology provider, Akurateco was developed by experts with 15+ years of hands-on experience in FinTech. 1. 550 EUR) to the ones required for your own payment gateway that easily run up to 12. Ikajo is a high-risk payment processor offering an astonishing 50% of its net revenue to its referring agents. QuickeWallet provides White Label Payment Gateway is an easy way to launch your own PSP/IPSP business. That's why we are here to equip you with the knowledge and expertise needed to take your ISO to new. Understanding the needs and budget of the target market is essential to setting the right price. Get your business ready with all white labelled Payment Gateway S imple Integration with 100+ Payment Options S ecure Transactions S wift Onboarding & 24X7 Support S calable Platform to scale your business White-Label Payment Gateway: Seamless and Cost-Effective Payment Solution. • Hong Kong SAR ChinaCashfree provides the best-in-class payments experience for businesses and customers. Unlike the black payment gateway, which is commonly used for illegal activities, the white label payment gateway is legal and fully. We offer a built in 3-D secure support module. The white-label payment solution includes more than 300 ready-made integrations with various providers, banks, and APM. Leverage Akurateco’s 15+ years in the payment industry to start a top-of-the-industry PSP today. Thanks to the fact that you’re buying a ready-made solution, you are not paying for the development and, thus, are saving a fortune. So, if in case, your business would opt for a white label payment gateway, you would provide all your requirements to the third-party. Monday to Friday. Let’s create a strong future for you and your banking customers. Gateways 101. Compare the best White Label Payment Gateways in the USA of 2023 for your business. Flexibility: With an integrated payments API that allows you to white label your payment solution, you have near total control over the look and feel of each page. After deducting a transaction fee, the payment gateway sends the money to the merchant’s bank account. Knowing the competition’s pricing and features is also critical to correctly positioning the white-label payment gateway. 90 per device per month View Software. The platform has more than 170 connectors to banks and payment methods all over the world available via a single platform. Compare the best White Label Payment Gateways in New Zealand of 2023 for your business. Cardstream is a global connector of payments, offering 360 ° comprehensive solutions. The price depends on the number of gateways you connect, the number of merchants you service, and the number and volume of transactions you process per month. The safety module is developed with innovative technologies and allows to compile and manage “black” and “white” lists. Payneteasy's gateway is a fully brandable, white-label solution. Scale up with refined own-brand payment solutions. The price depends on the number of gateways you connect, the number of merchants you service, and the number and volume of transactions you process per month. Jan 18, 2021. 00-17. What’s a White Label Payment Gateway? With the help of a white label payment gateway, you can get similar features and functions and perform the same duties as a payment gateway provider. The funds are sent to the payment gateway’s account after the buyer’s bank has confirmed the transaction. But over time, the manufacturing concept has undergone multiple changes adding to the benefit of theWhite-label payment gateways provide PSPs with the ability to offer unique, tailor-made services, setting them apart in a competitive market. For instance, a gateway provider may charge a monthly fee of $30 and 2. 7 White-Label Payment Gateway Platforms to Watch in 2023. By choosing a provider with strong security measures, businesses can confidently protect their customers' sensitive data and establish a reliable online payment system. The platform has more than 170 connectors to banks and payment methods. White-Label payment solution Launch your PSP in 4 weeks. Our processor-agnostic white label Accept Blue platform provides rapid integrations, built-in multilevel interchange optimization, and seamless processing capabilities. Other sources call this “payment gateway branding” since companies get to use their branding on a payment gateway powered by. AsiaPayTech offers a fully customizable white-label payment gateway for banks and payment service providers, enabling them to extend payment processing services to merchants and other business entities around the globe. Gateway Services Access more than 200 acquirers around the world with our API-powered gateway platform – a single connection to our growing catalogue of products and services. For example, you can display payment amount and bitcoin. $ 65. 0 support. Remain in control. This module is the official VISA/Mastercard protocol for card holder identification. 99. Usage Information Fulfillment Options Software as a Service (SaaS) Scale up with refined own-brand payment solutions. For a good price, you’ll be getting a ready-made. The payment gateway processes the transaction once the customer confirms the payment. 9% plus 30 cents for card-not-present transactions. You can own the end-to-end ready-to-use, PCI DSS gateway without unnecessary development costs or labor. Available to all provinces and territories across Canada. 750 ml. ISOs looking to upgrade outdated gateways with a customizable white label solution for modern payment processing. You can read more about this Build vs. So, transition is a reasonable step only if this 1% exceeds $150,000-200,000 annually in absolute values (this is the approximate amount you will have to pay for gateway maintenance, PCI audit, development, support etc). The price of a white-label payment solution starts from $40 000 and you also get customer support as well as the assistance of competent vendor specialists. With no iFrames or redirects, and a 99. A white label payment gateway is a personalised form of payment solution that allows businesses to bring their brand into the picture while accepting payments online. Scalability Due to the modular architecture, our white label payment system is easy to scale both horizontally and vertically. Surrey Gateway Station Tower . You just take the readymade white label solution, put your logo and brand name on it, configure it, and become the gateway provider for your customers (cardholders or merchants). They offer numerous beneficial features that can help in increasing sales by easing up the checkout process and offering your customers several payment options, in various currencies. So, if in case, your business would opt for a white label payment gateway, you would provide all your requirements to the third-party. Instead, consider the influence your payment gateway can have on the entire customer experience and your brand – and what that can mean for growth and profit overall. Cost Effective; Ready to have all your payment challenges solved and win over competitors? How to Understand When to Switch to a White-Label Payment Gateway; Why Cardstream’s white label payment solution is the perfect fit for SaaS platforms. Another advantage of a white-label payment gateway is the number of features and functionalities it offers. What’s a White Label Payment Gateway? With the help of a white label payment gateway, you can get similar features and functions and perform the same duties as a payment gateway provider. SMS and DMS payment schemes support. Search for jobs related to White label payment gateway prices or hire on the world's largest freelancing marketplace with 22m+ jobs. If you are looking for the best payment gateway with a reasonable transaction fee, try Tap2Pay. The more features a payment gateway has, the higher the development costs will be. But, keep in mind that there is a lot of maintenance and other costs involved when opting for building your own payment gateway. You will receive a sought-after. com. The price depends on many factors: the country of business registration, monthly turnover, type of business. An acquiring bank – the one to authorize you to provide payment gateway services. Add a markup on top of the buy-rate so you can monetize the. 1. Our team will assess your online business needs and offer you an affordable price quote. Open your borders to the most advanced digital payment infrastructure and strenghten your economy through crypto payments. A. It is essential to find a reliable partner to grow a successful business. It is designed for EMIs, PSPs, ISOs, VARs and others that offer payment services to their merchant customer base. It's free to sign up and bid on jobs. As a merchant services provider, you understand the challenges and opportunities that come with growing your ISO business. White-label payment gateways are a game-changer in the world of e-commerce. These white-label payment solutions are generally cheaper than traditional payment gateways, but they do not provide OCCP (online credit card processing), active merchant accounts, or perks like. With Mastercard Gateway you can leverage: Bring your brand and customer relationship front and center with your own payment gateway solution, powered by Mastercard Gateway. The advantage of using white-label solutions to develop your Fintech offering is that you get immediate access to a cloud-based digital banking system, with all the functions you need to build an advanced and scalable solution. We offer Cloud Based fully branded Payment Processing,. . Payoneer, a white-label payment processing solution, allows businesses easily transfer funds between accounts, pay suppliers and freelancers, and receive payments from customers around. The platform, established in 1996, has supported more than 445,000 businesses and now processes over $149 billion in payments annually. Among the many options available, ‘White Label Payment Gateways’ stands out as a versatile and customizable solution that empowers businesses to create a payment experience tailored to their. Let’s Discuss What Payment Gateways Do: Before we move towards the payment gateways for white label merchant services , let’s talk about the regular ones to ensure everyone reading this is on the. Catering to all your payment needs, the white label global payment gateway is the service that helps you brand your business's monetary transactions as your own, no matter where you make them. The Future of White Label Payment Gateways. Braintree is an online payment gateway platform designed to make payments easier, providing tools to accept payments, enable commerce, and build businesses. They allow firms to process payments under their own brand name while using the technology of a third-party provider. The cutting edge payment processing solution for your business with Pre-enabled major payment options including all Debit Cards, Credit Cards, (Visa, MasterCard, Rupay, AMEX & Diners Club. 1. North American market for White Label Payment Gateway is estimated to increase from $ million in 2022 to reach $ million by 2028, at a CAGR of % during the forecast period of 2023. The funds are sent to the payment gateway’s account after the buyer’s bank has confirmed the transaction. Instead of hiring a large development team, all. It offers customization options for branding and user experience while outsourcing the technical and compliance aspects of payment processing to a third-party. In the fast-paced world of e-commerce, payment gateways are the unsung heroes that ensure seamless online transactions. Pricing strategy: Per-Transaction Pricing. White label payment gateway gets you online with a scalable technical infrastructure that we enhance and maintain for you. 997% uptime track record, you or your merchants can start accepting payments immediately. If you have unique business needs our solution doesn't cover yet, we would be excited to accept the challenge and solve your case. Find the highest rated White Label Payment Gateways in the USA pricing, reviews, free demos, trials, and more. Our integrated software offers a seamless customer experience by using direct integration, hosted forms, developer-friendly API. Features of a White Label Payment Gateway. The White label crypto payment gateway by PayBito enables 24×7 processing of multiple crypto and digital assets in a secured blockchain-powered decentralized environment. From a full end-to-end White Label Payment Gateway to modular solutions, covering all your payment requirements in the forever changing payment processing landscape. The transparency of IC++ gives merchants insight into what they are being. 3. This personalized payment solution contains all the features that a traditional payment gateway provides. AsiaPayTech offers a fully customizable white-label payment gateway for banks and payment service providers, enabling them to extend payment processing services to merchants and other business entities around the globe. A white label payment gateway is also a third-party solution, but it is highly customisable to fit your brand, website design, and business model. ISO and Reseller programes. Find the highest rated White Label Payment Gateways for iPhone pricing, reviews, free demos, trials, and more. White label payment gateways offer various pricing models to cater to diverse business needs. Customer satisfaction: Some clients dislike redirecting customers to a third-party site when it’s time to pay. The white-label payment gateway allows for customisable invoicing, automated reminders for upcoming payments, and secure processing of recurring subscriptions. AUTHOR: SAYYED NUZAT DATE: 04-09-2023. Wednesday, October 11 2023. It streamlines processes, eliminating the need for manual tasks like expense reporting and payroll management. White label payment gateway gets you online with a scalable technical infrastructure that we enhance and maintain for you. Akurateco. 49 per 1099 e-filed with state revenue authorities. White label is a business model that implies purchasing an unbranded solution from a provider who created it, customising it to your brand, and selling it as your product.